By accessing this website and purchasing our products or services, you agree to the following terms.

Personal Responsibility

By using this website and participating in consultations or programs, you acknowledge that you are responsible for your own health decisions and outcomes.

Intellectual Property

All content on this website — including text, graphics, downloads, course materials, guides, and branding — is the intellectual property of Luumi Sacred Wellness. Content may not be copied, reproduced, distributed, or shared without written permission.

Payments

All payments are due in full at the time of purchase. All sales are final as outlined in our Refund Policy.

Limitation of Liability

Luumi Sacred Wellness is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website, products, or services.

Modifications

We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of any changes.

If you have questions regarding these Terms, please contact us .

Refund Policy

At Luumi Sacred Wellness, we are committed to offering intentional, high-quality educational products and services. Due to the nature of our digital offerings and time-based consultations, all sales are final.

Digital Products

All eBooks, guides, downloadable materials, and digital resources are non-refundable once purchased. Because digital products are delivered immediately, we do not offer returns, exchanges, or refunds.

Consultations

Consultation bookings are non-refundable. If you need to reschedule, you may do so with at least 24 hours’ notice. Missed appointments or cancellations made with less than 24 hours’ notice will result in forfeiture of the session.

Packages

All bundled packages are final sale and non-refundable. If you experience a technical issue accessing a digital product, please contact us and we will gladly assist you.

Privacy Policy

Luumi Sacred Wellness respects your privacy and is committed to protecting your personal information.

Information We Collect

We may collect the following information when you use our website or services:

• Name

• Email address

• Billing and payment information

• Information you voluntarily provide in consultation forms or inquiries

We do not collect more information than necessary to provide our services.

How Your Information Is Used

Your information may be used to:

• Process purchases and deliver digital products

• Schedule and conduct consultations

• Respond to inquiries

• Send relevant updates or communications (if you opt in)

We do not sell, rent, or trade your personal information.

Payment Processing

Payments are processed through secure third-party payment providers. Luumi Sacred Wellness does not store your full credit card information.

Email Communications

If you join our mailing list, you may receive occasional updates about offerings or resources. You may unsubscribe at any time using the link provided in emails.

Data Security

We take reasonable steps to protect your personal information. However, no method of online transmission is completely secure.

Your Rights

You may request access to, correction of, or deletion of your personal information by contacting us.

Updates to This Policy

We may update this Privacy Policy from time to time. Continued use of the website constitutes acceptance of any changes